The Wesleyan Church

Ronald Blue & Co. is committed to developing retirement plan options designed for each participant’s needs. These Target Date Retirement Portfolio options are constructed to assist you with complex retirement decisions by automatically adjusting your investment allocation according to your targeted retirement age.

To begin, simply select the Target Date Retirement Portfolio that most closely matches your projected retirement date. Over time, your portfolio allocations will automatically shift from being more equity oriented to more fixed income oriented - thereby becoming more conservative to protect your capital as your retirement date approaches.

Instead of filling out a lengthy questionnaire that could misrepresent your true risk tolerance, this simpler alternative is based on your retirement timeline. With these portfolios tailored to your particular retirement date, you can quickly identify the model with the appropriate risk/reward ratio for you.

The pie graphs below illustrate current portfolio allocations. A participant expecting to retire in 2020 could select the “2020 Portfolio” consisting of 40% equities and 60% fixed income. As this participant approaches the year 2020, the percentage of equity will automatically decrease and the allocation to fixed income will increase.

A plan participant is not required to select a Target Date Retirement Portfolio option. Future Target Date Retirement Portfolio percentage allocations may change. Target Date Retirement Portfolios may or may not provide better investment results than other methods of participant account allocation.